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1. Which of the following is a cultural measure of the degree to which people will tolerate risk and unconventional behavior?

Select correct option:

Power distance

Uncertainty avoidance

Short- versus long-term orientation

Individualism versus collectivism

2. Within the members of the North American Free Trade Agreement, trade has _____ since the treaty was signed.

Select correct option:

Decreased initially, but increased steadily

Increased

Decreased

Nither increased nor decreased

3. The behaviorist Mary Parker Follett referred to integration as a process in which:

Select correct option:

Managers use their directive might to solve conflicts

Employees use their own intuition to solve conflicts

Managers and employees work together to solve conflicts

Conflicts are ignored

4. Which ethical approach is guided by what will result in the greatest good for the greatest number of people?

Select correct option:

Moral-Rights approach

Individual approach

Utilitarian approach

Justice approach

5. In order to communicate, motivate and delegate a manager must have:

Select correct option:

Political skills

Conceptual skills

Technical skills

Interpersonal skills

6. People with which of the following decision making style have a high tolerance for ambiguity and tend to focus on the people or social aspects of a work situation?

Select correct option:

Analytical

Behavioral

Directive

Conceptual

7. Which of the following is called an input to a system?

Select correct option:

Materials

Products

Services

Employee behavior

8. Which of the following is noted for the development of time motion studies that utilized stopwatches and cameras to analyze workplace efficiencies?

Select correct option:

Frederick Taylor

Henri Fayol

Henry Gnatt

Frank and Lillian Gilbreth

9. A culture where employees show a great deal of respect for authority and where titles and ranks are important would be an example of which dimension of national culture?

Select correct option:

Individualism versus collectivism

Power distance

Uncertainty avoidance

Short- versus long-term orientation

10. Which of the following theory proposes that ethical decisions be based on existing ethical norms in industries and communities in order to determine what constitutes right and wrong?

Select correct option:

Theory of justice of ethics

Integrative social contracts

Right view of ethics

Utilitarian view of ethics

11. Grouping activities and resources in a logical fashion is called:

Select correct option:

Planning

Organizing

Leading

Controlling

12. Which of the following is NOT an example of a constituency that makes up the specific environment?

Select correct option:

Customers

Socio-cultural

Suppliers

Competitors

13. Groups that are affected by organizational decisions and policies are known as:

Select correct option:

Management constituencies

Stockholders

Stakeholders

Business owners

14. The management function that specifies goals to be achieved and deciding in advance the appropriate actions to achieve those goals is:

Select correct option:

Leading

Controlling

Organizing

Planning

15. Which viewpoint emphasizes finding ways to manage work more efficiently?

Select correct option:

Behavioral

Quantitative

Classical

Qualitative

16. Which of the following is an explicit statement that tells a manager what he or she can or cannot do?

Select correct option:

Procedure

Policy

Rule

Solution

17. Which of the following is one of Fayol's principles of management?

Select correct option:

Authority

Discipline

Unity of command

All of the given options

18. Which of the following is NOT an example of an organization’s general environment?

Select correct option:

Economic conditions

Political conditions

Social conditions

Industry conditions

19. When call center managers spend much of their time monitoring customer calls and giving employees feedback about how to improve their dialogue with customers in the future, these managers are using which of the following skills?

Select correct option:

Technical

Conceptual

Situational

Ethical

20. A manager transmits the information outside the organization. He is performing which of the following role?

Select correct option:

Spokesperson

Representative

Disseminator

Agent

1. Which famous management thinker was related with the development of "Theory X"?

Douglas McGregor

Abraham Maslow

Frederick Herzberg

Chester Barnard

2. Feed Back of ______ is necessary to improve the quality of the product.

Customers

Employees

Investors

All of the given options

3. Ali is a manager in a multinational organization. He believes that the employees of the company are lazy and do not have much ambition. Ali can be classed as _______ manager based on the perspectives of Douglas McGregor.

Select correct option:

Theory Y

Bureaucratic

Theory X

Administrative

4. Which one of the following individuals is most closely associated with scientific management?

Frederick Taylor

Mary Parker Follett

Harold Koontz

Max Weber

5. Which management theory focuses on managing the total organization?

Scientific management

Administrative management

Behavioral management

Quantitative management

6. TCS represents what factor to the Pakistan Postal Service in its specific environment?

Select correct option:

Competitor

Supplier

Customer

Government agency

7. Amir is representing his company at the local Chamber of Commerce Annual Business Recognition luncheon. He is performing which of the following managerial role?

Negotiation

Monitor

Figurehead

Liaison

8. Usman currently holds a management position within his company. His job responsibilities include maintaining a focus toward long-term issues that may impact the company as well as developing appropriate goals to guide the organization. Jim is most probably which type of manager?

First line managers

Middle level manager

Operational manager

Top Level Manager

9. What type of forecasting technique relies on the judgment and opinion of knowledgeable individuals?

Qualitative

Short-term

Confirmatory

Predictive

10. People with which of the following decision making style have a high tolerance for ambiguity and tend to focus on the people or social aspects of a work situation?

Analytical

Behavioral

Directive

Conceptual

11. Within the members of the North American Free Trade Agreement, trade has _____ since the treaty was signed.

Decreased initially, but increased steadily

Increased

Decreased

Neither increased nor decreased

12. The best way to characterize management is to say that it is:

Part of the economy

An activity or process

An overcrowded career field

One of the chief difficulties for most firms

13. Which of the following is noted for the development of time motion studies that utilized stopwatches and cameras to analyze workplace efficiencies?

Frederick Taylor

Henri Fayol

Henry Gnatt

Frank and Lillian Gilbreth

14. If a group’s desire for consensus and cohesiveness overwhelms its desire to reach the best possible decision, it is called:

Groupthink

Group pressure

Group decision

Group dynamics

15. When an organization does everything that is required of it legally but nothing more. It is called:

Social obligation

Social obstruction

Social response

Social contribution

16. Concern for employee motivation is most closely associated with which of the following management approach?

Bureaucracy

Organizational behavior

Scientific management

Systems

17. Toyota motor company will be called efficient if it produces:

High quality products at relatively low cost

Quality products at high cost

High quality products at relatively high cost

Quality products at low cost

18. Primarily managers perform which of the following tasks?

Selling

Stocking merchandise

Directing the activities of other people

Ordering merchandise

19. Which viewpoint emphasizes finding ways to manage work more efficiently?

Behavioral

Quantitative

Classical

Qualitative

20. When call center managers spend much of their time monitoring customer calls and giving employees feedback about how to improve their dialogue with customers in the future, these managers are using which of the following skills?

Technical

Conceptual

Situational

Ethical

21. CEO of Siemens presents 10000 $ scholarships to the winners of Math, Science and Technology in a high school. He is acting the role of:

Figurehead

Leader

Spokesperson

Liaison

22. Which famous management thinker developed "Theory Y"?

Douglas McGregor

Abraham Maslow

Frederick Herzberg

Chester Barnard

23. Sony Corporation’s focus on product innovation is an example of which of the following dimensions of organizational culture?

People orientation

Attention to detail

Outcome orientation

Aggressiveness

24. Lower-level managers typically confront which type of decision making?

Unique

Non-routine

Programmed

Non-programmed

25. Mr. A is a manager in XYZ Company; he has a reputation for being an open and honest person and understands how to motivate employees and customers, he is said to have good ________ skills.

Sales

Political

Interpersonal

Technical

Question # 20 of 20 ( Start time: 11:38:19 PM ) Total Marks: 1
The risk premium of a bond will:
Select correct option:


Higher for investment-grade bonds than for high-yield bonds

Positive but small if the risk of default is zero

Decrease when the default risk rises

Increase when the risk of default rises













Quiz Start Time: 07:13 PM Time Left 72
sec(s)

Question # 1 of 20 ( Start time: 07:13:59 PM ) Total Marks: 1
Financial instruments are evolved just as ____________.
Select correct option:


Currency

Stock

Bond

Commodity






Quiz Start Time: 07:13 PM Time Left 69
sec(s)

Question # 2 of 20 ( Start time: 07:14:21 PM ) Total Marks: 1
The____________ are an assessment of the creditworthiness of the corporate issuer.
Select correct option:


Bond yield

Bond ratings

Bond risk

Bond price





Quiz Start Time: 07:13 PM Time Left 86
sec(s)

Question # 3 of 20 ( Start time: 07:14:53 PM ) Total Marks: 1
The risk premium of a bond will:
Select correct option:


Higher for investment-grade bonds than for high-yield bonds

Positive but small if the risk of default is zero

Decrease when the default risk rises

Increase when the risk of default rises





Quiz Start Time: 07:13 PM Time Left 56
sec(s)

Question # 5 of 20 ( Start time: 07:16:30 PM ) Total Marks: 1
One argument for an independent central bank is:
Select correct option:


Without independence competent people would not take a position in a central bank

Successful monetary policy requires a long time horizon usually well beyond the next election of most public officials

Politicians have a long-run focus that is not well tuned to addressing economic problems

Central bankers have a short run focus that usually corrects problems faster





Quiz Start Time: 07:13 PM Time Left 80
sec(s)

Question # 6 of 20 ( Start time: 07:17:08 PM ) Total Marks: 1
We need __________ to carry out day to day transactions.
Select correct option:


Money

Bonds

Stocks

Loans





Quiz Start Time: 07:13 PM Time Left 75
sec(s)

Question # 7 of 20 ( Start time: 07:17:29 PM ) Total Marks: 1
If information in a financial market is asymmetric, this means:
Select correct option:


Borrowers and lenders have perfect information

Borrowers would have more information than lenders

Borrowers and lenders have the same information

Lenders lack any information





Quiz Start Time: 07:13 PM Time Left 81
sec(s)

Question # 8 of 20 ( Start time: 07:17:58 PM ) Total Marks: 1
If YTM equals the coupon rate the price of the bond is __________.
Select correct option:


Greater than its face value

Lower than its face value

Equals to its face value

Insufficient information





Quiz Start Time: 07:13 PM Time Left 68
sec(s)

Question # 9 of 20 ( Start time: 07:18:26 PM ) Total Marks: 1
An increase in the expected inflation shifts the bond demand to the _________.
Select correct option:


Right

Left

No change

All of the given options





Quiz Start Time: 07:13 PM Time Left 84
sec(s)

Question # 10 of 20 ( Start time: 07:18:51 PM ) Total Marks: 1
Requiring a large deductible on the part of an insured is one way insurers treat the problem of:
Select correct option:


Free-riding

Moral hazard

Adverse selection

The Lemons market





Quiz Start Time: 07:13 PM Time Left 81
sec(s)

Question # 11 of 20 ( Start time: 07:19:29 PM ) Total Marks: 1
Mark borrows $8,000 and then repays $8,600 to ABC bank. What is the amount of interest in this payment?
Select correct option:


$600

$500

$400

$100





Quiz Start Time: 07:13 PM Time Left 84
sec(s)

Question # 12 of 20 ( Start time: 07:19:52 PM ) Total Marks: 1
Which one of the following is the narrowest definition of money?
Select correct option:


C

M1

M2

M3





Quiz Start Time: 07:13 PM Time Left 73
sec(s)

Question # 13 of 20 ( Start time: 07:20:07 PM ) Total Marks: 1
The default premium:
Select correct option:


Is positive for a U.S. Treasury bond

Must always be less than 0 (zero)

Is also known as the risk spread

Is assigned by a bond rating agency





Quiz Start Time: 07:13 PM Time Left 85
sec(s)

Question # 15 of 20 ( Start time: 07:22:30 PM ) Total Marks: 1
The return on holding a bond till its maturity is called:
Select correct option:


Coupon rate

Yield to maturity

Current yield

Internal rate of return





Quiz Start Time: 07:13 PM Time Left 74
sec(s)

Question # 16 of 20 ( Start time: 07:22:47 PM ) Total Marks: 1
The Fed lacks complete control over the money supply because it cannot perfectly predict:
Select correct option:


Discount borrowing by the banks

Shifts from deposits to currency

Excess reserves held by banks

Any of the above





Quiz Start Time: 07:13 PM Time Left 32
sec(s)

Question # 17 of 20 ( Start time: 07:23:38 PM ) Total Marks: 1
___________ is the strategy of reducing overall risk by making two investments with opposing risks.
Select correct option:


Spreading the risk

Standard deviation

Hedging the risk

Variance





Quiz Start Time: 07:13 PM Time Left 63
sec(s)

Question # 18 of 20 ( Start time: 07:24:39 PM ) Total Marks: 1
An index number is a valuable tool because:
Select correct option:


The number by itself provides all of the useful information needed

The index provides a meaningful measurement scale to calculate percentage changes

The index is more stable than the data it reflects

It does not require any calculations to compute percentage changes

Question # 1 of 20 ( Start time: 11:26:33 PM ) Total Marks: 1
Which one of the following is a component of wealth that is held in a readily spendable form?
Select correct option:


Money

Bonds

Stocks

Income

Question # 2 of 20 ( Start time: 11:26:52 PM ) Total Marks: 1
If YTM equals the coupon rate the price of the bond is __________.
Select correct option:


Greater than its face value

Lower than its face value

Equals to its face value

Insufficient information

Question # 3 of 20 ( Start time: 11:27:17 PM ) Total Marks: 1
An increase in wealth shifts the demand for bonds to the __________.
Select correct option:


Left

Right

No change

All of the given options

Question # 4 of 20 ( Start time: 11:27:41 PM ) Total Marks: 1
Spreading involves:
Select correct option:


Finding assets whose returns are perfectly negatively correlated

Building a portfolio of assets whose returns move together

Investing in bonds and avoiding stocks during bad times

Adding assets to a portfolio that move independently

Question # 5 of 20 ( Start time: 11:28:29 PM ) Total Marks: 1
Everything else equal, if the growth rate of a country exceeds its sustainable rate:
Select correct option:


The central bank will keep interest rates low to keep the momentum

The central bank is likely to raise interest rates to slow the rate of growth

The central banks will now identify this new rate as the sustainable rate and try to maintain it.

The central bank is likely to lower the interest rate thinking a slowdown is coming to offset this boom.

Question # 6 of 20 ( Start time: 11:29:38 PM ) Total Marks: 1
Combination of term life insurance and a savings account is called as __________.
Select correct option:


Term life insurance

Whole life insurance

Group life insurance

None of the given option

Question # 7 of 20 ( Start time: 11:30:11 PM ) Total Marks: 1
Factors that cause the excess reserve ratio to rise include:
Select correct option:


A rise in expected deposit outflows

A decline in market interest rates

A rise in market interest rates

Both rise in expected deposit outflows and decline in market interest rates of the above

Question # 8 of 20 ( Start time: 11:30:58 PM ) Total Marks: 1
Sum of all the probabilities should be equal to which one of the following?
Select correct option:


Zero

One

Two

Three

Question # 9 of 20 ( Start time: 11:31:28 PM ) Total Marks: 1
Which of the following is the true about bank statement?
Select correct option:


Total Bank Assets = Total Bank Liabilities + Bank Capital

Total Bank Liabilities = Bank Capital

Total Bank Assets +Total Bank Liabilities = Bank Capital

Total Bank Assets = Total Bank Liabilities - Bank Capital

Question # 10 of 20 ( Start time: 11:32:14 PM ) Total Marks: 1
Which of the following are the primary uses of funds of depositor institution?
Select correct option:


Cash, loans, securities

Corporate bonds, Government bonds, Stocks

Commercial paper, Bonds, Mortgages

Mortgages, Consumer loans, Business loans

Question # 11 of 20 ( Start time: 11:32:43 PM ) Total Marks: 1
According to the rule of 72 for reasonable rates of return, the time it takes to __________ the money will be t =72/i%
Select correct option:


Doubles

Triples

halves

3/4

Question # 12 of 20 ( Start time: 11:33:19 PM ) Total Marks: 1
The fact that common stockholders are residual claimants means:
Select correct option:


The stockholders receive their dividends before any other residuals are paid

The stockholders receive the remains after everyone else is paid

The stockholders are paid any past due dividends before other claims are paid

The common stockholders are responsible for all corporate debts

Question # 13 of 20 ( Start time: 11:34:20 PM ) Total Marks: 1
A business cycle downturn shifts the bond supply to the:
Select correct option:


Right

Left

No change

None of the given options

Question # 14 of 20 ( Start time: 11:34:42 PM ) Total Marks: 1
Which of the following are the primary uses of funds of Insurance Company?
Select correct option:


Cash, loans, securities

Corporate bonds, Government bonds

Commercial paper, Bonds, Mortgages

Mortgages, Consumer loans, Business loans

Question # 15 of 20 ( Start time: 11:35:28 PM ) Total Marks: 1
Which of the following best describes default risk?
Select correct option:


The chance the issuer will be unable to make interest payments or repay principal

The chance the issuer will retire the debt early

The chance the issuing firm will be sold to another firm

The chance the issuer will sell more debt

Question # 16 of 20 ( Start time: 11:36:13 PM ) Total Marks: 1
Beside default risk which one if the following factor affects the return on bond?
Select correct option:


Taxes

Monetary policy

Junk bonds

Debt

Question # 17 of 20 ( Start time: 11:36:55 PM ) Total Marks: 1
If a bond sells at a premium, where price exceeds face value, then we would expect to see:
Select correct option:


Market interest rate the same as the coupon rate

Market interest rates above the coupon rate

Market interest rates below the coupon rate

All of the given options

Question # 18 of 20 ( Start time: 11:37:36 PM ) Total Marks: 1
Which of the following is the measure of likelihood that an event will occur?
Select correct option:


Risk

Probability

Frequency

Outcom

Question # 19 of 20 ( Start time: 11:38:03 PM ) Total Marks: 1
We need __________ to carry out day to day transactions.
Select correct option:


Money

Bonds

Stocks

Loans